Rich Dad Lessons: Do you prefer the freedom or the "security"?
Based on Kiyosaki’s work
One of Robert Kiyosaki’s iterative topics is: to obtain financial success it is necessary to concentrate on the right side of the cashflow quadrant (see image): by being a business owner, a professional investor or both.
If it is this way, it is necessary to ask: Why then are most of people (near 90%) in the left side as employees, independent professionals or owners of small business that themselves operate? The primordial reason is that our obsolete educational system of the industrial era continue training to the children and young people for that.
When we are students, it is really little and sometimes null the knowledge imparted about the creation of a company or the investments. In fact, in the high school it is very little the knowledge imparted about finances in general. The school continue inculcating that the people be trained to be a successful professional, but that implicitly indicates that they are training themselves to look for an employment.
Perhaps in the past, this education way was adequate. Mainly when the industrial era continued in peak and great quantity of companies needed manpower and employees of all level for its production chains. But nowadays, with an economy every time more based on the services and the knowledge, this education way is dangerously obsolete by two main reasons.
The first one, is that the world is having some big economic changes that often force to the countries to disregard some social investments by focusing themselves in the market so the market hopefully can improve the quality of people’s life. This, in spite of being something controversial, it is not disheveled completely, because the business competition has achieved that some countries like India or China are walking quickly toward the progress. The problem is that, to the interior of its societies, the more benefitted people, almost always are the people with skills in the areas of the knowledge (as the computer science), the creation of companies and the good financial administration. The other people, although many are into what we denominate the middle class, continue clinging to the security of an employment, either to finish paying their growing debts (consumption debts in many cases) or to survive in the case of the poorest people.
The second reason, is that the technological changes have had negative effects for the industrial world as for the generation of employments refer and other very positive ones as for the opportunities that people have today to start a business, by being helped by the technologies because in this way the companies can even be created with very small costs.
For the first thing we can see the news about jobs cutting in the big companies motivated by fusions or simply in order to transfer production systems from a country to another so they can save costs of manpower. On the other hand, we have examples of virtual companies like YouTube being acquired by big companies or people making more money than many employees without leaving their houses by using systems of online advertisement as Google Adsense.
It is not easy to defeat this paradigm of the employment security . However, many employees and self-employees know that they are not safe completely. Nowadays, nobody can guarantee that our pensions will be sufficient in order to live well in our old-age and it is less certain that our boss can guarantee us that we will always have an employment. However, even with that fear, many people are clinging to their job and getting many crazy debts in order to buy things that they don’t need or simply by living from a check to other and spending a lot of time in offices or factories without a real financial objective in their lives.
And in spite of that, many people are not interested in learning the bases of the businesses or the investments.
What do you prefer? The freedom or the “security” in an employment? I prefer the freedom clearly. And in the financial field, it is not very probable that the freedom be acquired in an employment. Unless you are rich and have your financial life safe forever, it is necessary to take the great step by creating your own business and when the success arrive, you will do the investments so the money works for you in such way that you don’t have to work for the money and can really live the life. It is not easy. Don’t quit your job yet. You need education. But you also need to take a risk.
What if you begin to create your business in the nights instead of watching television? Remember, today we have a great ally: the technology.
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